Hidey ho everyone! Did you survive Father's Day? I was stressed that I would forget to call my dad and he would be pissed and then I call and he doesn't even realize it's Father's Day. Figures. We had a nice, albeit short, chat, and then I called my grandfather next door (to my dad) to wish him a happy Father's Day. Which took less than a minute then I chatted with my grandmother for about a half hour. Completely reflects my family life.
I'm trying out a few things to prompt myself back into writing here on a more regular basis. I recently came across a cool blog called Never Niche where the name stems from the fact that her blog is about a conglomeration of interests that just don't fit into a specific spot in the blogosphere. And neither do mine. I try but then after a short period of time I tend to write about anything shiny that catches my eye. After all, I am all about the whimsy.
Rather than change my blog name yet again (and "Never Niche" is taken), I thought I'd start alliteratively allocating certain days of the week to certain topics. So today is (for now) "Money Matters Monday." Where I'll gather up all my debt-busting related stuff in one spot.
I'm continuing to coupon but I'm kind of broke so my spending threshold is fairly low. As in, I'll buy something if (a) I need/stockpile it and (b) it's generally couponed down to $1.00 or less. This past week I did a fun deal at Rite Aid after finally figuring out how the Up+ rewards works. Here's what went into it.
On Wednesday, I bought the new Bayer Advanced Aspirin. I only bought just that because everything else I was looking for wasn't in stock. It was on sale for $3.99 plus a $1.99 Up+ reward. (Up+ rewards are like cash off your next purchase when you buy the qualifying item.) I had a $2.00 off one coupon, bringing the total down to $1.99 and then I got the Up+ reward, making it free. On Friday I went out to see if I could find the rest of the stuff I had been looking for. Again at Rite Aid, I got two Arm & Hammer toothpastes ($3.99 each with a $3.00 each Up+ reward, and I had two $1.00/1 coupons, making them free), two Oral-B toothbrushes $2.99 each with a $1.00 each Up+ reward and I had a buy one get one coupon, meaning I paid $0.99 for two toothbrushes), and then I bought another Bayer Advanced Aspirin because I found out it works well on headaches. Hmm, I had a coupon but it didn't ring up... Anyhow, together with the previous $1.99 Up+ reward I paid $10.97 out of pocket but got $8.00 back in Up+ rewards for my next purchase -- meaning that total spent was only $2.97.
I have told myself that I must stop buying toothpaste now. I'm set for a while.
I'm looking into ditching my cable in favor of satellite TV. For the TV portion of my cable bill, I pay about $90 per month. If I switch to Directv, I'll pay about $40 per month for the first year; I think it goes to $55 in the second year. That's a savings of $600 in the first year just on TV. I'm looking at switching my internet provider as well; currently I pay about $55 a month for broadband. I should be able to get it for a lot less than that.
Of course, as part of the anticipated switch to satellite -- where they have tons of free HD programming -- I had to purchase a new TV. Yep, I've finally gone flat screen and high def. It's huge. I'm in love. I may never leave the house again.
Anyone have any money saving tips or suggestions that I can do? Particularly about satellite TV and internet service? I'm a little wary of switching car insurance, anyone actually switched to Geico or Allstate with good results? Horrible results? Bueller?